Track every bill and subscription, in one calm list.
Add the payments that repeat — rent, utilities, streaming, loans — and ClearPace shows what's committed, what's coming up, and how it shapes what you can spend.
Why recurring payments cause money stress
The painful spending isn't usually the obvious stuff. It's the dozen quiet charges that hit on different days — a streaming service here, a gym membership there, an annual renewal you forgot about. Individually they feel small. Together they decide whether the month works.
Track subscriptions, rent, bills and loans
ClearPace lets you add any payment that repeats: monthly, weekly, yearly, custom. You enter what you actually pay — no bank connection, no third party reading your transactions. You stay in control of the list.
- Rent, mortgage, utilities, insurance
- Streaming, software, gym, memberships
- Loan repayments, instalments, recurring transfers
- Any frequency: weekly, monthly, yearly, custom
See monthly commitments
One screen shows everything that leaves your account on a regular cadence — and the total monthly cost. It's the number that quietly explains why some months feel tight even when nothing unusual happened.
Connect recurring payments to safe-to-spend
ClearPace doesn't just list your recurring payments — it subtracts the upcoming ones from your Safe to Spend number. Money the rent will eat next week stops looking like money you can spend today.
See what's already committed.
Start free, or explore the demo with sample data.